Addressing Social Media Professional Liability RisksAddressing Social Media Professional Liability Risks

In today’s society, using social media as a way to connect is so commonplace in businesses that it’s pretty much just expected. With this technology, however, come risks. Risks may include EPL risks, Privacy & Network Security exposures, and more. Online communication is a powerful tool, but used in the wrong way it can create Social Media Professional Liability Risks for just about any type of company. So how can you and your clients address these risks?

First off, it’s important to..

Posted:April 28, 2014

Is Directors and Officers Insurance Incomplete Without EPLI CoverageIs Directors and Officers Insurance Incomplete Without EPLI Coverage?

Many times, events that are out of your clients’ control may lead to an EPLI claim. For example, what if a branch goes out of business, or your client is forced to lay off employees? Mergers and acquisitions are other things that will affect your clients’ employees, even though these decisions and changes may not be entirely in their control.

Unfortunately for these reasons, many employees who file a claim are going straight after the Directors..

Posted:April 23, 2014

Which Industries Need Errors and Omissions Insurance the MostWhich Industries Need Errors and Omissions Insurance the Most?

As we’ve discussed in a number of previous posts, Professional Liability or Errors and Omissions Insurance is a necessary coverage for any business that provides services or professional advice to their customers. While it can benefit any industry or business though, there are some businesses that stand out amongst those who need in the most.

For example, one industry where Errors and Omissions Insurance is particularly important is financial institutions. As we mentioned in our post..

Posted:April 21, 2014

How Employers May be Held Liable for EPLI Wage and Hour Dispute ClaimsHow Employers May be Held Liable for EPLI Wage and Hour Dispute Claims

When it comes to employment law, your Professional Liability clients likely have many questions. One of the most common questions employers have is about how to avoid EPLI claims. To answer this question, it’s important to know what EPLI claims are the most common. Employment lawyers tend to take EPLI Wage and Hour Dispute Claims the most seriously when it comes to employment law.

EPLI Wage and Hour..

Posted:April 17, 2014

Privacy and Network Security Cyber Coverages You May be Unaware OfPrivacy and Network Security: Cyber Coverages You May be Unaware Of

Due to the recent upsurge of well-publicized data breaches, cyber insurance is gaining a lot of relevance. Privacy and Network Security should be a priority for all types of businesses, even insurance agents. What’s important to remember about privacy and network security, is that there is a lot more to it than just protecting every day data breaches and losses. Cyber insurance policies can provide coverage for a number of..

Posted:April 14, 2014

Insurance Agent Professional Liability What Makes a Good LeaderInsurance Agent Professional Liability: What Makes a Good Leader?

As a business professional who provides services and advice to clients, you are just as much at risk of an insurance agent professional liability claim as one of your clients is at risk of an E&O, or professional liability, claim. Due to this it’s imperative that you be financially covered with an insurance agent professional liability insurance policy, but also that you provide leadership to other employees of your agency, so that they will understand..

Posted:April 11, 2014

Can Social Media Increase Your Insurance Agent E&O RisksCan Social Media Increase Your Insurance Agent E&O Risks?

Social media use has become synonymous with marketing, no matter what type of business it is for. Insurance agents especially have found that social media marketing is an incredible tool, giving them the power to reach a broad range of clients and potential clients.

The key to implementing a successful social marketing campaign is having a strategy. This strategy should be drawn out on a written plan, with a guide that spells out the various issues..

Posted:April 9, 2014

Architect Directors and Officers Why Your Clients Need CoverageArchitect Directors and Officers: Why Your Clients Need Coverage

Are your architect clients aware of their need for Directors and Officers (D&O) Insurance? Typically, when an architect firm expands and takes on a new manager or director, in many cases they will demand D&O coverage as a conditions of serving or employment because they want to be protected and have their personal assets protect.

Architect D&O and Professional Liability Insurance protects these individuals in the event they are personally sued, often in addition to..

Posted:April 7, 2014

Mike Smith (Small)PLRisk CEO Mike Smith Guest Panelist at 8th Annual National E&O Insurance ExecuSummit


Mike Smith, CEO of Axis Insurance Services and PLRisk Advisors, will be participating on an distinguished panel at the 8th Annual National Errors & Omissions Insurance ExecuSummit taking place at the Mohegan Sun Resort & Convention Center in Uncasville, Connecticut, on June 17 & 18, 2014. He will be a guest panelist on the topic, “Insurance Agents/Brokers E&O Trends, Claims and Coverages Issues”, on Tuesday, June 17 at 1:50pm.

The ExecuSummit is an educational event specifically designed for..

Posted:March 20, 2014

What Are Common Architect EPLI ClaimsWhat Are Common Architect EPLI Claims?

Architect EPLI claims can arise due to a number of factors. Of course none of your clients want to believe that an employee will sue them, however lawsuits do happen, and they can be incredibly costly for architects. Overall the most common types of claims covered under employment practices liability insurance include wrongful termination, discrimination, sexual harassment, and retaliation.

In 2011, the Equal Employment Opportunity Commission (EEOC) recorded nearly 100,000 charges related to Employment Practices Liability (EPL) claims. Among Architects, it..

Posted:March 19, 2014

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