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Cyber Losses are on the Rise

By: Drew Smith

The news lately has been filled with security breaches from cyber-space. So far the ones in the news have been large companies like Target and Home Depot, retail stores that get millions of different transactions daily, including their own reward programs which were the main focus of the attack.

But now in the last month it was revealed that JPMorgan Chase was breached sometime in August 2014. This breach was revealed to have compromised 85 million accounts, of which about 90% of the accounts compromised, about 76 million, were personal accounts. At this time,..


Posted:October 16, 2014
Posted in: Cyber Risk

EPL Insurance Employers in Hot Water for Wellness ProgramsEPL Insurance: Employers in Hot Water for Wellness Programs

When it comes to procuring the right insurance policies for their business, Employment Practices Liability Insurance, or EPL Insurance, should be a top priority. When it comes to employment practices, there are many different legal claims that your clients may face, including; racial or religious discrimination, sexual harassment, FMLA violations, unfair pay, wage and hour disputes, and other significant claims.

According to an article published by Employee Benefit News, The Equal Employment Opportunity Commission (EEOC)..



Posted:October 8, 2014

Can Privacy and Network Security Breaches Be PreventedCan Privacy and Network Security Breaches Be Prevented?

In the past decade, and even more in the past year, businesses nationwide have been made aware of the damage that a data breach, or Privacy and Network Security breaches, brings. In addition to losing valuable information, and losing money due to loss of customers and business, these companies also suffer from reputation loss. While the right Privacy and Network Security insurance policy can protect you and/or your clients from the financial loss after a data breach..



Posted:October 6, 2014

The Importance of Professional Liability Insurance for NonprofitsThe Importance of Professional Liability Insurance for Nonprofits

If you have clients who work in health care, human services, or some type of counseling, chances are that some of these professionals work in the nonprofit sector. These companies are especially vulnerable to risks, and as a result have a strong need for Professional Liability Insurance, or Errors & Omissions.

Being in the nonprofit industry, it’s quite possible for your clients to offer some type of advice or service that simply falls flat of helping the end..



Posted:September 30, 2014

How Do Your Clients Manage Their Directors and Officers LiabilityHow Do Your Clients Manage Their Directors and Officers Liability?

As a director or officer of a business, your clients hold the authority and responsibility for the direction, activities, and operations of their company. They are obligated to use the power they have on behalf of their business, and exercise that power with competence and diligence.

With this responsibility comes risks. Your clients in this position face directors and officers liability issues every day. These can include the following:

Claims of Wrongful Acts. This can..



Posted:September 24, 2014

What Should you Know about Lawyer’s Professional Liability InsuranceWhat Should you Know about Lawyer’s Professional Liability Insurance?

As reported by consulting firm orba.com, the American Bar Association (ABA) estimates that your legal clients will have at least three legal malpractice claims brought up against them in the course of their careers. Reportedly, claims against lawyers have been steadily increasing in recent years, and don’t show any signs of slowing. Your attorney clients may be held to the highest ethical and professional standards, but that still does not make them immune to..



Posted:September 22, 2014

How to Reduce Commercial Crime Insurance RisksHow to Reduce Commercial Crime Insurance Risks

Earlier this year, we discussed some reasons why your clients need commercial crime insurance, citing potential risks such as forgery, theft of money, computer fraud, and the damaging of customer’s property from a break in and/or burglary. Your clients may not be aware, but commercial property loss actually occurs more often due to crime-related incidents than any other cause. While the right Commercial Crime Insurance Policy is the only way for your clients to financially protect themselves..



Posted:September 19, 2014

Recovering From a Network Security Breach in Any IndustryRecovering From a Network Security Breach in Any Industry

According to the Identity Theft Resource Center, so far this year there have been more than 530 data breaches throughout the U.S. While the individuals affected aren’t held liable for any fraudulent charges on stolen account numbers, their loss of personal information is definitely at stake, which means if it was your client that experienced the network security breach, they are likely to get sued.

In an earlier blog post we briefly explored how your..



Posted:September 18, 2014

California Employers must now contend with New Sick Leave Policy

On September 10th, California State Governor Edmund G. Brown signed the Healthy Workplaces, Healthy Families Act. [1] Scheduled to go into law on January 1st, the act also called the California Paid Sick Leave Act, forces employers to allow for paid sick leave after a certain amount of hours worked. In California’s case, annually it is one hour per thirty hours worked up to a maximum of twenty-four hours or three days.

Employers that are affected by this

All California employers in the state having employees that..


Posted:September 17, 2014
Posted in: News

Attorney Professional Liability Terminating Client RelationshipsAttorney Professional Liability: Terminating Client Relationships

Terminating a client relationship is not something that is taken lightly in the legal community. The people who seek out a lawyer typically have a lot at stake, either financially, emotionally or both. Thus, terminating a relationship without any grounds to do so could certainly lead to an Attorney Professional Liability claim for your legal client.

Despite this, your legal client may still withdraw from a case in certain circumstances. For example if your client is violating the law or the rules..



Posted:September 15, 2014

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