How to Sell Cyber Liability Insurance to Small BusinessesUnfortunately, it’s no surprise that cyber-attacks occur on a daily basis. Although large corporations tend to take the spotlight when a breach occurs, the fact is that small businesses are actually affected more frequently. Not only is private, identifiable information stolen, but the repercussions of the attack can be devastating to a small business. In order to protect your clients’ biggest investment-their business- it is imperative they have Privacy and Network Security Insurance in place. Here are a few tips on how..

Posted:June 10, 2015

Examining Financial Institution Liability RisksAs reported recently by, financial institutions face a unique set of risks, given the specialized aspects of their operations. Given that they are increasingly being examined by both federal and state regulators, they must be extremely attentive to not only their Financial Institution Privacy and Network Security Risks, but also the everyday clerical duties performed by their staff.

There are a variety of errors that could occur in a bank’s clerical work; a miss-posting could result in a delay in customer service, an error could result..

Posted:June 5, 2015

Recent Travelers Risk Index Reveals Top 2015 LiabilitiesAt the beginning of 2015, the World Economic Forum revealed the results of the 10th edition of the Global Risks Report, which features an annual assessment by experts on the top global risks in terms of likelihood and potential impact over the coming 10 years. While these results are essential to determining business success, it’s equally important to stay abreast current trends to keep a pulse on what’s happening now. In a continuing effort to provide our agents and brokers with Risk Management..

Posted:June 1, 2015

Will Kansas Be the Next State to Adopt At-Will Employment? Employers who work in employment at-will states are already familiar with the term, meaning that unless an employment contract states otherwise, employers can fire employees for any reason. They can even fire employees for no reason at all, or an unfair reason as long as it’s not discriminatory or otherwise illegal. This doesn’t mean that disgruntled former employees can’t sue, which is why obtaining the right Employment Practices Liability Insurance is essential. It does, however, mean that in most states,..

Posted:May 26, 2015

What Risks will Drones Introduce to CompaniesAccording to a recent article published by Insurance Journal, corporate risk managers expect 40% of businesses to start utilizing drones within the next five years. These same individuals are stating that they will purchase insurance for their drones, even if it’s not mandated by law. The Federal Aviation Administration (FAA) estimates that 30,000 commercial and civil drones could be in U.S. skies by 2020, creating 100,000 jobs and contributing $82 billion to the U.S. economy. Not bad, but are business professionals right to be considering..

Posted:May 20, 2015

Insurance Acquisitions San Francisco Brokers Continue to GrowEarlier this month, San Francisco based EPIC Insurance Brokers and Consultants announced their acquisitions of Sorci Insurance Brokerage, Inc., a specialist in providing comprehensive Workers’ Compensation Insurance services to New Car Auto Dealers in California. The latest in a string of Insurance Acquisitions this year, Sorci Insurance Brokerage founder Tom Sorci is excited about the merger.

Sorci states, “As part of EPIC, we will have access to more resources, experienced professionals in multiple disciplines, and extensive insurance company relationships-all of which will benefit..

Posted:May 18, 2015

Report Shows Companies are Still Under-Insured for Cyber RiskWould you believe that about 80% of U.S. businesses are likely to suffer a data breach within 12 months? This is according to a report published by Insurance Business America. While most of the associated costs typically come to less than $1 million, there’s a 5% change the breach will cost the company $20 million or more. This could easily be a financially devastating incident to any of your clients, which is why it’s important to be protected with the right Privacy..

Posted:May 13, 2015

 Professional Liability Market How Agents Can Break InMost retail insurance agents and brokers understand the shift that has occurred in the professional liability market; societal changes, increased online activity, and economic factors have all been driving change in the arena. Agents that understand how to respond to these changes could increase their value to clients in addition to boosting revenue for their insurance firms. So just how can agents break into the increasingly challenging Professional Liability Market?

With the progressively growing pressure to remain relevant in this market, it’s important..

Posted:May 11, 2015

Could New Cybersecurity Bill Do More Harm than GoodThe House recently passed the Cybersecurity Information Sharing Act of 2015 (CISA), a bill designed to encourage the sharing of data between private companies and the government, in order to prevent and respond to cybersecurity threats. Opponents of the bill, however, protested early on that this would create a legal framework for companies to more closely monitor web users and share that data with government agencies.

The growing number of information security and hacking incidents certainly stress the importance of improving U.S. cybersecurity..

Posted:May 8, 2015
Posted in: Cyber Risk

2015 Litigation Trends Affecting EmployersIn recent months, EEOC-initiated litigation has been a hot topic, with many legal experts and insurance professionals warning that as we progress into 2015, employers will only see an increase in EEOC claims if they are not careful. In 2014, claims of discrimination was the leading cause of EEOC- initiated lawsuits against businesses, according to a report published by legal firm Seyfarth Shaw LLP. In addition to ensuring their businesses are financially protected with the right EPLI Policies as well as Professional Liability coverage, it’s..

Posted:May 4, 2015

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