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The Importance of E&O Coverage for Real Estate AgentsReal estate agents face a variety of risks in their daily operations, especially those that wear multiple hats as a way of staying competitive in the industry. As agents adapt to meet the needs of their community and add to their repertoire with services such as property preservation or management, title closing and property appraisals, they are also adding to their long list of liabilities. Even the most knowledgeable agent can make a mistake that could potentially devastate them financially, so..



Posted:April 30, 2018

By Drew M. Smith

As part of their first outing as a group, PL Risk Helping Hands recently visited CUMAC Echo, in Paterson, New Jersey.

PL Risk Advisors, Inc. employees helped sort food and box them for CUMAC clients. In addition, they helped load clothing donations to be distributed throughout Northern New Jersey. It was a fun and engaging experience for all involved granting them a new perspective on those less fortunate than them.

Christine DeFelice, the head of PL Risk’s charity committee was proud to work with them for the day. “The knowledge that..


Posted:April 17, 2018

PL Risk Advisors, Inc. will be attending and exhibiting at Philly I-Day 2018 Thursday, April 12th in Philadelphia, PA. At booth 6, PL Risk will be represented by Javier Gonzalez, Matt Culkin, Christine DeFelice, and Mark Bradway. They will be there to discuss products such as Errors & Omissions and Cyber Liability Insurance.

If you happen to be attending, we encourage you to stop by to find out how PL Risk can help you with..


Posted:April 10, 2018

By Drew M. Smith

PL Risk Advisors, Inc. is proud to announce a new charitable initiative as part of their plans to give back to the community. This group, PL Risk Helping Hands, is something that CEO Mike Smith has wanted to do for several years. “We have financially supported dozens of charities in the past, but we have never formerly supported something that channeled all of this energy into our various endeavors and driven by our employees. With the launch of PL Risk Helping Hands, we take this step to give back..


Posted:April 3, 2018

Understanding the 5 Most Common Cyber Attacks Professional Clients FaceNearly every business in the world is vulnerable to cyber attacks. Cyber security is a crucial precaution that businesses need to take, and for good reason. According to a 2017 study on the cost of data breaches, the financial damages of the average data breach can reach $3.62 million, and that number is only expected to rise in the near future. Monetary damages aren’t the only repercussions for business owners when it comes to cyber attacks, however. A..



Posted:March 28, 2018

By Drew M. Smith

Axis Management Group Holdings, Inc is pleased to announce that they have been named one of the fastest growing private American companies in 2017 by Inc. 5000. The nationally recognized ranking company publishes an annual list of companies trending upward. They compared the revenue growth over the last three years along with employment growth and compiled the list on the impact of the companies related to the economy.

Mike W. Smith, the CEO of Axis Management Group Holdings had this to say. “We are proud to be part of this..


Posted:March 6, 2018

PL Risk Advisors, Inc. will be attending and exhibiting at PIA Annual Convention March 8-9 in Connecticut. At booth 36, PL Risk will be represented by Christine DeFelice and Matthew Culkin. They will be there to discuss products such as Errors & Omissions and Cyber Liability Insurance.

If you happen to be attending, we encourage you to stop by to find out how PL Risk can help you with your Hard-to-Place Clients. We offer wide market presence, nationwide placement, and the..


Posted:March 2, 2018

By Drew M. Smith

With regards to the many laws that took effect on January 1st, many benefit employees such as protection relating to social media privacy and the ban the box movement. One law recently passed in New York benefits families in a way most of the country struggles to keep up with.

As of January 1st, New York became the fourth state, after New Jersey, California and Rhode Island, to provide for Paid Family Leave. This is seen as a growing trend to match the rest of the world, and is one..


Posted:March 1, 2018

Breaking Down the Difference Between D&O and E&O InsuranceWhether it’s the result of an actively malicious action or an honest mistake, it is possible that every business will at some point have to deal with a lawsuit as a result of its business actions. In order to prevent a claim from causing devastating financial and reputational failure, every business should have the right insurance coverage. While there are two main policies that cover claims of negligence or improper conduct leading to losses—directors and officers



Posted:February 15, 2018

By Drew M. Smith

When Equifax was breached last year, many people were rightfully furious. 145 million social security numbers, mailing addresses and even driver’s licenses were compromised. The fact that it took months for the company to report the breach caused considerable outcry and forced top officials in the company to resign. In addition, Congress opened an investigation into the breaches and how they got this far.

Now, new reports are suggesting the breach was much worse than reported. In addition to the above information stolen, hackers found tax ids, email addresses, driver’s..


Posted:February 15, 2018

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