Our Team

Mike W. Smith


Mike is founder and owner of PL Risk Advisors, Inc. a nationally recognized Professional Liability Insurance Wholesale Brokerage. By focusing on risk analysis and coverages, rather than pricing, these companies have experienced significant growth and have established a successful model for the entire industry. Mike has become a valuable market resource and has been requested to be a frequent speaker, guest panelist and writer on topics relating to professional and management liability risk and insurance.

Having over 20 years’ experience in...

Javier Gonzalez

Executive Vice President of Sales

Javier Gonzales is the Executive Vice President of Sales at PL Risk Advisors. He is a Professional and management liability insurance broker specializing in Errors and Omissions (E&O), Directors and Officers (D&O), Employment Practice Liability (EPLI), Cyber liability for public, private corporations nationwide. His clientele includes Insurance Professionals, Technology Companies, Financial Institutions, Commercial Real Estate Agents/Brokers, REIT's, TPA's, Architects/Engineers, Accountants, Lawyers, Healthcare, and many others.

Since early 2005 Javier has been a professional and management liability insurance broker helping simplify a...

Matthew E. Culkin

Professional Liability Broker

Professional Liability Consultant & Risk Management Advisor

Matthew Culkin is a Professional and Executive Liability Wholesale Broker, specializing in E&O, D&O, EPL and Cyber Liability insurance along with other management liability lines of business for larger private and public corporations.
Upon graduating from Marywood University, Matthew joined Axis Insurance Services, LLC. in 2012 as an Associate Retail Broker and in 2014 transitioned to a new role at PL Risk Advisors, Inc. as a producing wholesale broker. Matt joined a team...

Mark Bradway

Professional Liability Broker

Professional Liability Broker, specializing in the placement of all lines of Professional and Management Liability for private and public corporations across the country.   

Mark Bradway is a Professional Liability Broker, with over 16 years of experience in the industry, specializing in Executive Liability (D&O, EPLI, Fiduciary, Crime, and K&R) and Professional Liability (E&O) products. Mark has brokered these products across many different industry classes that PL Risk Advisors, Inc. focuses on.

Before joining PL Risk, Mark had the experience of being...

Joan Pandorf

Sales Assistant & Licensing Manager

Joan provides overall sales support and is responsible for managing compliance for all producer licensing. She also acts as our IT systems administrator, overseeing the performance and maintenance of the company’s operational/administrative tools.

Joan’s diverse skillset and friendly personality make her an excellent resource and a valued team member.

Prior to joining the company, Joan worked as an IT professional for Ernst & Young where she was responsible for the development, support and management of various financial reporting and budgeting applications.

Other Accomplishments

  • B.S....

Drew Smith

Marketing Assistant and Social Media Manager

Drew is the newest member of the Axis Management team. He focuses on assisting the marketing and sales team in developing strategies and campaigns to enhance the company’s image. He researches topics and writes timely articles for the company’s newsletters and social media sites

Drew has worked part-time for the company for several years. Prior to joining the company full time, he was a full student at the University of North Florida in Jacksonville and graduated...

Megan Lindquist

Account Manager, Customer Service & Support

Provides account management, support, and service for PL Risk Advisors, Inc.’s Professional Liability clients – handling both new business and renewal accounts.  Dependable company resources for customer inquiries, offering access to valuable information and guidance.

Megan is a seasoned Account Manager with over a decade of experience in the insurance industry and has a diverse skill set which enables her to step into multiple roles within the company. She provides outstanding service to clients; helping them navigate through their renewal process.


Joanna Brancaleoni

Joanna Brancaleoni is an Account Manager for PL Risk Advisors. Joanna is responsible for the management of sales and relationships along with assisting our producers in retaining clients. Joanna has previously worked for companies such as Hull & Company and Swett and Crawford. She worked as a Professional Liability Broker, working in the liability fields, specializing in the legal and medical industry. She brings over two decades of experience to our sales team.


Linda Caswell

Linda Caswell is a Policy Review Specialist for PL Risk Advisors, Inc. Linda comes to us after relocating from Louisiana after spending 7 years running her own agency in Florida. Linda has known the company for several years and has been a long-time client before officially joining PL Risk. She is responsible for reviewing coverages for our various clients. Prior to her brief stay in Louisiana, she worked in Nevada for an aviation insurance niche for 7 years.