About Claims Made Coverage


About Claims Made Coverage

Coverage will respond to incidents arising on or after the policy retroactive date and which are reported during the term of the policy. A policy may be endorsed to respond to incidents that occurred before the policy start date. The retroactive date usually reflects the date the policy started. As long as the claims made policy is continuously renewed, an insured may report claims for incidents that occurred in previous policy years, back to the beginning of the claims made coverage.